Auto Financing at Harvard Ford

Once you've decided which new or used Ford model you'd like to drive home, it's time to go over your auto financing options. That's where the Harvard Ford finance team comes in. We'll help you go over all the fundamentals of financing a car and answer any questions along the way, from the differences between buying vs. leasing a car to how to apply your trade-in value to your next ride! Our Illinois Ford dealership ensures that you have all the knowledge you need before signing on the dotted line.

You can start the process right from the comfort of your home by filling out our online auto financing application. This will allow you to save time ahead of visiting our Ford dealership in Harvard. Of course, if you have any questions throughout the process, our team is just a click or call away.

Find out how you can take advantage of competitive auto loan rates and enticing Ford lease specials when you stop by Harvard Ford today!

Ford Financing

Financing is a great option for anyone looking for a long-term asset with flexibility and the ability to limit your expenses in the long term after payments are complete. To begin financing, your information is put through a credit check to find the best possible loan rate for you and see what you can afford. Although upfront financing may be more expensive due to your down payment and loan rates, in the long term you'll unlock impressive savings and financial flexibility. Additional benefits of financing include:

1. You own and can sell or refinance your Ford.
2. No mileage restrictions.
3. You can customize and alter your Ford.
4. No car payments once paid off.
5. Multiple lender options to get the best rates.

Ford Leasing

If you're interested in trying out several styles and enjoying all the latest technology, leasing is a great option. What is leasing? Leasing allows you to rent your car from your local dealership at a depreciation value over a two to three-year term. Leasing also generally begins with a lower initial down payment and a lower monthly payment compared to financing a new Ford. If you enjoy trading in your vehicle every few years, a lease set up through our financing department is a fantastic choice.

Compared to competitors, Ford lets you lease a vehicle while retaining your option to return or buy. Lease payments are usually lower than similar-term finance payments because you're only paying for the portion of the vehicle's value used during the lease term. Ford's Red Carpet Lease provides unique benefits and features:

1. Variety of popular terms, including our popular 24/36 month leases.
2. Seven mileage options to choose from.
3. Customize your vehicle at the time of purchase with approved accessories.

Why Finance at Harvard Ford?

Our Harvard Ford finance team will help you navigate the world of leases, loans, and purchase agreements. We'll make the process easier and guide you through all of your options so that you can find your ideal plan that won't break the bank or strain your budget. You can even get started before you shop, by filling out our convenient, online finance application to get the ball rolling and start setting up the perfect financing arrangement for your budget. Learn more about Ford Credit and all its benefits including:

1. Whether you prefer buying or leasing, Ford Credit has a financing plan for you.
2. Enjoy access to online tools to help you access your finances anytime, anywhere.
3. Ford Credit offers customers a variety of special offers and incentives.
4. Special incentives for military, first responders, and medical professionals.
5. Unique incentives to college students and recent graduates.